Khet Bhavan, Unnati Apt. Sevashram Road, Bharuch 392001
| Tenure | Rate of Interest | Senior Citizen |
|---|---|---|
| Saving deposit | 2.75% | 2.75% |
| 30-45 days | 3.25% | 3.25% |
| 46-179 days | 4.75% | 4.75% |
| 180 days and above Less then 1 Year | 5.65% | 5.65% |
| 1 year and above but within 2 years | 6.80% | 7.30% |
| 2 year and above but within 3 years | 6.80% | 7.30% |
| 3 year and above but within 4 years | 6.70% | 7.20% |
| 4 year and above but within 5 years | 6.60% | 7.10% |
| 5 Year | 6.60% | 7.10% |
| Senior citizen | - | 0.50% more for 1 year and above tenure |
| Loan Type | Rate of Interest |
|---|---|
| EDUCATION LOAN | 9.85% |
| HOUSING LOAN | 9.85% |
| CAR LOAN upto 84 instalments | 9.85% |
| SOLAR ENERGY LOAN | 10% |
| TWO WHEELER LOAN | 10.50% |
| PROPERTY MORTGAGE LOAN | 11.50% |
| PERSONAL LOAN | 15.50% |
| FOD/FDL OVERDRAFT LOAN | FIX + 1% |
| CIBIL Score Range | Interest Loading |
|---|---|
| ABOVE 800 & MORE | NIL |
| SCORE 700 TO 799 | RATE + 0.50% |
| SCORE 600 TO 699 | RATE + 1% |
| SCORE 500 TO 599 | RATE + 1.5% |
| LESS THAN 499 | RATE + 2% |
| Tenure | Rate of Interest |
|---|---|
| 12 MONTHS | 6.80% |
| 24 MONTHS | 6.80% |
| 36 MONTHS | 6.70% |
| 60 MONTHS | 6.60% |