Latest rate of Interest offered by bank from 08/12/2025

Tenure Rate of Interest Senior Citizen
Saving deposit 2.75% 2.75%
30-45 days 3.25% 3.25%
46-179 days 4.75% 4.75%
180 days and above Less then 1 Year 5.65% 5.65%
1 year and above but within 2 years 6.80% 7.30%
2 year and above but within 3 years 6.80% 7.30%
3 year and above but within 4 years 6.70% 7.20%
4 year and above but within 5 years 6.60% 7.10%
5 Year 6.60% 7.10%
Senior citizen - 0.50% more for 1 year and above tenure

DESCRIPTION OF LOAN

Loan Type Rate of Interest
EDUCATION LOAN9.85%
HOUSING LOAN9.85%
CAR LOAN upto 84 instalments9.85%
SOLAR ENERGY LOAN10%
TWO WHEELER LOAN10.50%
PROPERTY MORTGAGE LOAN11.50%
PERSONAL LOAN15.50%
FOD/FDL OVERDRAFT LOANFIX + 1%

CIBIL SCORE LOADING

CIBIL Score Range Interest Loading
ABOVE 800 & MORENIL
SCORE 700 TO 799RATE + 0.50%
SCORE 600 TO 699RATE + 1%
SCORE 500 TO 599RATE + 1.5%
LESS THAN 499RATE + 2%

RECURRING DEPOSITS

Tenure Rate of Interest
12 MONTHS6.80%
24 MONTHS6.80%
36 MONTHS6.70%
60 MONTHS6.60%